PRUlady plus provides all the coverage available under PRUlady – financial protection against female-related cancers and illnesses – while offering additional assurance on two major milestones in a woman’s life: marriage and motherhood.
A rider to supplement to the PRUlink assurance plan, PRUlady plus provides protection to women aged 18 to 40, by offering: |
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- Three levels of sum assured to choose from – RM25,000 RM50,000, RM100,000 or RM150,000 – depending on what you can afford and the extent of protection you require.
- Coverage on:
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i. Female-related cancers
- Cancer of the Breast, or
- Cancer of Cervix Uteri, or
- Cancer of Fallopian Tubes, or
- Cancer of Ovary, or
- Cancer of Uterus, or
- Cancer of Vagina/Vulva
ii. Systemic Lupus Erythematosus with Lupus Nephritis |
100% of your sum assured |
Carcinoma-in-situ of Breast or Cervix Uteri
Note: When subsequently diagnosed with female-related cancer or Systemic Lupus Erythematosus with Lupus Nephritis, we will pay the remaining 70% balance of your sum assured. |
30% of your sum assured |
Any one of the following:
- Rheumatoid Arthritis with Complication, or
- Breast Reconstructive Surgery, or
- Facial Reconstructive Surgery due to accident, or
- Skin Grafting due to burns or skin cancer, or
- Osteoporotic Fracture
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30% of your sum assured |
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Mother Care Benefits |
Pregnancy Complications
- Disseminated Intravascular Coagulation (after 7 months of pregnancy), or
- Ectopic Pregnancy, or
- Late Miscarriage (from day 126 to day 196 of pregnancy), or
- Death of the Foetus (after 196 days of pregnancy), or
- Death of Child (within 30 days of birth)
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RM10,000 |
Infant Congenital Illnesses
- Down’s Syndrome, or
- Ventricular Septal Defect, or
- Atrial Septal Defect, or
- Spina Bifida, or
- Cleft Palate
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RM20,000 |
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Life Stage Benefits |
Marriage
Notes: One-time claim only. This is payable only after the plan has been in force for 2 years, with at least 2 years’ premium already paid (subject to a 1-year waiting period). |
RM1,500 |
Childbirth
Notes: Can be claimed up to 2 children, if no claim has been made on the marriage benefit. This is payable only after the plan has been in force for 2 years, with at least 2 years’ premium already paid (subject to a 1-year waiting period). The second event is payable only after the plan has been in force for 4 years. |
RM1,500 |
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try putting up also the PruLady Traditional plan write up. it could help..
Before getting an assurance policy you should consider a broker to get you the best rates.